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Trade Risk Disclosures, Earnings Disclaimers, Proper Use, Terms of Service, Billing, Privacy And Miscellaneous Policies

The Signal and Stock, ETF, and Mutual Fund Analyzer and all of its services are purely for educational purposes. All personís companies and their subsidiaries, affiliates, officers, employees, representatives, agents or independent contractors (together, ìEDUCATORSî are not acting as licensed financial advisors, registered broker dealers, investment advisors or tax advisors. We strongly recommend that you consult with a licensed financial professional for all your financial advice.  EDUCATORS  adamantly states that nothing in this communication constitutes a solicitation, promotion, endorsement, offer or recommendation to buy or sell any investment, mutual fund, debt instrument, commodity, or security as described herein. EDUCATORS  is acting SOLELY in an educational capacity; it is NOT personalized advice timed to any specific market event and the educational trade alert may be delayed from the time a trade is or is not placed to the time it is sent and/or received by the subscriber. EDUCATORS í services are for informational and educational purposes only, and no mention of a particular security in any of EDUCATORSí services constitutes a recommendation to buy, sell, or hold that or any other security, or that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. To the extent any of the information contained in any EDUCATORS í service may be deemed to be investment advice, it is impersonal and not tailored to the individual investment needs of any specific person and should be viewed as education and not advisement of any type.  All references to clients and results are based upon the signal and the data as described within this disclaimer. This is an educational service. Therefore, the results have neither been verified in actual accounts but rather are based upon hindsight signals closing prices of stocks, etfís and/or mutual funds.  The results are based on averages and in no way imply a guarantee or implication that future results will be the same as this is an educational service.

Disclaimer of Warranties: EDUCATORS  PROVIDES THE AVAILABLE MATERIALS AND OTHER EDUCATORS í SERVICES, ìAS ISî AND WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EDUCATORS  DISCLAIMS ALL WARRANTIES, EXPRESSED, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES RELATING TO THE ADEQUACY, ACCURACY OR COMPLETENESS OF ANY INFORMATION, PRODUCT OR SERVICES. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF AND RELIANCE ON EDUCATORS í SERVICE. OPINIONS, ADVICE, OR STATEMENTS OF EDUCATORS , WHETHER MADE ON A WEBSITE OR OTHERWISE, SHALL NOT CREATE ANY WARRANTY. YOUR USE OF EDUCATORS í SERVICES IS ENTIRELY AT YOUR OWN RISK.
Limitation of Liability: EDUCATORS  IS NOT RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO ANY EDUCATORS í SERVICE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH ANY EDUCATORS í SERVICES IS TO STOP USING THE SERVICES. THE SOLE, EXCLUSIVE AND MAXIMUM LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORTóINCLUDING, WITHOUT LIMITATIONóNEGLIGENCE, OR OTHERWISE) SHALL BE THE TOTAL AMOUNT PAID BY YOU, IF ANY, FOR THE EDUCATORS í SERVICE.
Indemnification: You agree to indemnify, defend and hold EDUCATORS  harmless from and against any and all claims, damages, losses, costs (including reasonable attorneysí fees), or other expenses that arise directly or indirectly out of or from (a) your breach of these Terms of Use or other terms applicable to your use of EDUCATORS í services; (b) any allegation that any materials that you submit to us or transmit to us infringe or otherwise violate the copyright, trademark, trade secret or other intellectual property or other rights of any third party; and/or (c) your activities in connection with any EDUCATORS  service.
Disclosures: From time to time, we make information available to you regarding our business and the trading industry. Remember, ALL TRADING AND INVESTMENT ACTIVITY INVOLVES RISK. We provide strategies and education designed to inform and teach you about trading and how possibly to limit risk and make profits from trading. There is no assurance that you will make profits or limit risk from what you are learning from us. In fact most people who trade lose money. Our service is solely for educational purposes. Please seek out a licensed financial advisor before making any financial decisions. 
Important Notices about Trading: All investments and trading involve risk. Trading and investing subjects you to risk of losses, including losses greater than your original investment. Many strategies, investments and securities (including options) are not suitable for everyone. EDUCATORS  does not determine whether any strategy, investment or security is suitable for any individual.
Before selling or buying any investment you should consult with a broker to verify pricing information. This service is provided for pure educational purposes only. You should seek a licensed financial advisor before deciding to make a financial decision with any financial account. None of the information within this should be construed as financial advice. Due to regulations by SEC, NFA, CFTC, and other regulatory bodies regarding securities, commodities, fixed income, and foreign exchange laws we are not able to provide trade recommendations or any service that could be thought of as investment, legal, or accounting advice.
There are no guarantees of profits or losses and no statements or track records on any form of communication of any type produced by EDUCATORS  or that should be construed to make any type of guarantee of profit or loss. As always, past results are in no way a guarantee of future results. Hypothetical or simulated performance results have certain limitations, unlike an actual performance record, simulated results do not represent actual trading, also since the trades have not been executed, the results may have under or over compensated for the impact, if any, of certain market factors, such as lack of liquidity, simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will likely or is likely to achieve profit or loss similar to those shown in hypothetical or actual performance records listed on any materials or communicated in any way by anyone associated with EDUCATORS . EDUCATORS  uses research of a variety of methods to develop educational material and educational signals but all investors should perform their own due diligence to determine if such material is suitable for their personal investment decisions. EDUCATORS  may or may not take or have a position for educational strategies and educational signals listed in material and reserve the right to enter, exit, or abstain from any position on any financial investment vehicle at any time without notifying any subscriber. Investing in securities, futures, commodities, options, foreign exchange, derivatives and other types of services involves substantial risk and investors could lose all or more of their originally invested capital, even more than is in their investment account. If any employee, contractor, or possible affiliate of EDUCATORS  decides to act in any way other than described in this disclaimer they must do so with written documentation signed by EDUCATORS  for each individual instance in which they may be doing so in a means separate from or linked to EDUCATORS  otherwise they are doing so without the knowledge or consent of EDUCATORS  If you believe any employees, contractors or affiliates are acting in such a manner and representing EDUCATORS  or any of its services you must request a letter from them to see if they are authorized to do so through certified mail.  You agree to all disclaimers provided by your broker for their software execution of your trades and the exchanges disclaimers regarding risk on all types of investments for any type of investment account you open and understand that these disclaimers should be viewed as in addition to all disclaimers within this document.
EDUCATORS  services could include inaccuracies or errors. We do not make guarantees as to the completeness or correctness of any EDUCATORS í service. Any data used or made available by EDUCATORS  is from sources believed by it to be reliable and accurate; however, EDUCATORS  does not investigate the sources or confirm the data and it does not make any representations that the data or resulting calculations are complete or otherwise accurate.
From time to time, EDUCATORS  may reference prior articles and opinions. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon.
Privacy Policy: This policy covers EDUCATORS í use of personal information that it collects. From time to time, you will be asked to submit identifying information about yourself (e.g., name and email address) in order to receive or use our services. By providing your details, you enable EDUCATORS  to provide you with the services you select. Whenever you provide personal information, we will treat that information in accordance with this policy. When using your personal information EDUCATORS  will act in accordance with current legislation and aim to meet current best practices.
Any information you provide to EDUCATORS  will only be used within EDUCATORS . Your information will be disclosed, however, when required by law or we believe in good faith that such action is necessary in order to comply with the law or legal process. 
Proper Use: EDUCATORS í services are operated by EDUCATORS . Services include all services, materials, information, and content delivered to a subscriber through direct communication, electronic or printed media. EDUCATORS í services are intended for use solely by the individual that has subscribed or purchased services directly from EDUCATORS .
Intellectual Property Rights: EDUCATORS , all other trademarks used with EDUCATORS  services, including the website, are owned by EDUCATORS  You may not use or reproduce such trademarks without written permission from EDUCATORS . We reserve all rights and remedies available to us and nothing in this agreement is intended to limit our rights and remedies.
Subscriber agrees to not share, resale, distribute, reproduce, copy, sell, resell, provide for free, exploit, or transfer for profit or not for profit any material, services, or access to services and understands that EDUCATORS  shall bring litigation upon subscriber for any violation of the policies within this agreement and disclaimer and subscriber shall be responsible for all attorney, legal, marketing, public relation, lost profit, travel, damages, and other expense related to such violation. 
Payment Policy: As consideration for the services we provide to you, you agree to pay EDUCATORS  the applicable fees and other costs set forth at the time you purchase from EDUCATORS . Specials and limited time offers have different fees and costs and may have other terms and conditions. Prior to your purchase of a service, we may change fees and costs, at any time, for any reason, at our sole discretion, without prior notice to you. All fees and costs are due at the time you purchase. You agree to pay all value added, sales and other taxes. All payments must be made in U.S. dollars.
ALL FEES ARE NON-REFUNDABLE, IN WHOLE OR IN PART: In the event of a charge back by a credit card company (or similar action by another payment provider allowed by us) or other non-payment by you in connection with your payment of the applicable service or renewal fee, you agree that the product for which such fee has not been paid may be suspended, canceled or terminated, in EDUCATORS í sole discretion, and you remain responsible for the full payment of the fee and any additional amounts owed by you. EDUCATORS  accepts MasterCard, Visa and Discover. We also accept debit cards, personal checks, money orders and cashierís checks. EDUCATORS  requires the credit, debit, or check card security code for your card for any telephone, on-location or online purchase to protect against the unauthorized use of your credit card by other persons. The security code is an individual three or four digit number specific to your card that may be printed on the back of your card, on the signature panel.
Termination: Each of us can terminate our relationship with the other by discontinuing business with the other. For example, we may discontinue your access to EDUCATORS í service in the event you are violating the Terms of Use. However, our rights and remedies under these Terms of Use, including our intellectual property rights, indemnification and limitation of liability, and any other agreement will continue to apply and survive the termination of the relationship. Upon termination, we may disable your access to some or all EDUCATORS í services, including if you have violated these Terms of Use. Upon termination, you will not have access to EDUCATORS .
Miscellaneous: These Terms of Use and any other agreement between EDUCATORS  and you is governed by and construed in accordance with the laws of the state in which EDUCATOR resides, United States of America, without regard to principles of conflicts of law. You agree to personal jurisdiction by the federal and state courts located in Federal court in county and state where EDUCATOR resides, United States of America, and waive any jurisdictional, venue, or inconvenient forum objection to such courts. If any provision of our agreements is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions. These Terms of Use and any other agreements are not assignable, transferable or sub-licensable by you. If EDUCATORS  takes any action to enforce the Terms of Use or any other agreement with you, without limiting any of its other legal or equitable rights and remedies, you shall pay the costs incurred by it in connection with such action, including reasonable attorneysí fees.
Advertising: Success and results described in testimonials or other statements may not be representative of other subscribersí experiences and in no way can they represent all subscribersí experiences. As this is not money management the results have not been verified beyond that of the price on the day of the signal.There are no assurances you are in any way going to increase the probability of your trading profits with our educational services as all results will vary and all investment decisions should first be run through a licensed financial advisor before any investment decisions are made. Due to the wide variety of opinions by investment advisors and the varying decisions made by subscribers, results will vary drastically.

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